Whether you like it or not, accidents happen. No matter how careful you are, one mistake can put you or another person in the way of danger.
There is no concrete way to avoid accidents from happening, but you can prepare for it. Here are the things you need to do if you are in a vehicular collision:
In case of an accident, the first thing you need to do is contact people and ask for help. If you, your companion, or the other party is injured, you have to immediately call 911 so they can send an ambulance to the scene.
You also should call the police even if it is just a minor incident so that they will file a report. In fact, in some states, it is a legal requirement to notify law enforcement. You will find that the police report will also be useful once you make an insurance claim later on.
In addition, you may want to let your lawyer know. You can find a personal injury lawyer in Salt Lake City and across Utah to help you out and make the other party take accountability for the crash, especially if it caused a serious injury or death. You should also inform your insurance provider so they can send a representative to give you aid.
Finally, call your family and reassure them that you are safe.
Do Not Leave the Scene
Getting into an accident can cause so much stress. It can be tempting to just drive away.
However, do not leave under any circumstances. Leaving the scene of the accident can get you into bigger trouble. For example, in Texas, you can be charged with failure to stop and render aid. It is only a misdemeanor if no one is hurt. However, if someone was seriously injured or died, it will be raised to a felony. Plus, you are required to help around, including transporting an injured person to the hospital.
If your car is not blocking the traffic, do not move it either. Wait for the cops to show up and assess the situation for documentation purposes.
If you are unhurt and there is no need for immediate medical attention, you may inspect the extent of the damage. Take photos using your smartphone camera. Get the name, plate number, contact number, and address of everyone involved. Also, make a written description of the accident and log down the date and time of the collision. Do not forget to ask details about the other party’s insurance company. You will need to submit this information when you file for an insurance claim.
Limit Conversation with the Other Party
Aside from exchanging necessary information, do not discuss the accident with the other party. More importantly, do not admit or take responsibility for the incident. You should only share details of what occurred to the police, the medical professionals that will respond to the scene, and your insurance representative. Your insurance policy prohibits you to assume responsibility in these circumstances, so wait for your insurance representative to arrive and do the talking.
Do Not Freak Out
It is never a good idea to freak out and lose your cool. The situation is not pleasant, but letting your emotions overwhelm you will only make an already stressful experience worse. Take a deep breath and stay calm.
An accident can happen at any time and anywhere. Just be careful. Do not drive while intoxicated and always keep your eye on the road.